Business Liability Insurance

Even if you take every precaution to remove all possible hazards from your business,  you still could be sued for accidents resulting from the carelessness of any visitor.  That is why Business Liability Insurance is a must.

Yes,  you can protect yourself and your business from financially devastating claims that may occur because of events over which you have minimal control. Business Liability Insurance serves to protect against the unknown risks posed by products, directors & officers, errors & omissions, discrimination and other such liabilities.

Providence Insurance Agency provides Business Liability Insurance from top-rated insurers to Manufacturers, Wholesale, Retail, Services, Transportation, Construction, Commercial Real Estate, Contractors, Restaurants, Hotels, Apartments, and many other businesses in Virginia.   We have the experience and the necessary resources to analyze and recommend the correct amount of Business Liability Insurance for your small business.

Protecting your Assets and Liabilities

Our exposure analysis identifies your business’ risks and recommends the optimal blend of insurance coverage and risk management. This generally involves a combination of:

• Workers Compensation
• Property Liability
• Business Auto Insurance
• and More

Business Liability Insurance Features

Business liability insurance coverage insures your business in the event of accidents and injury that might occur on your premises and exposures related to your products. It will protect your business from possible huge payments for bodily injury or property damage to a third party and for medical expenses resulting from the underlying incident. It will also absorb the cost of defending lawsuits that may include investigations or settlements, and for any judgments or bonds required during an appeal.

 What You Need to Know About:“EPLI”

Employment practice Liability Insurance can protect you and your business from events that are not covered under most general liabilityinsurance policies such as:

• Discrimination (failure or refusal to hire or any other wrongful treatment of people based on their race, sex, color, religion, sexual orientation, age, disability or other status that is protected by federal, state, or local statute or ordinance);
• Harassment (of either a sexual or non-sexual nature); and
• Wrongful Termination (any actual or alleged wrongful dismissal, discharge or termination of employment, including breach of contract).

Your reaction to bad behavior may be completely justified; it may even be a smart business decision that would appear to be beyond reproach.  But, if you’re challenged, and you have to go to court to defend yourself, you’re on your own unless you have Employment Practices Liability Insurance.  And the cost of defending these claims can be HUGE! In Fact In Most Cases The Cost Of Defense Is The Greatest Cost!

What Should You Do Next?

Regardless of whether you’re a small contractor, large employer or a small business owner, Providence Insurance Agency can provide  liability insurance coverage for your business at an affordable cost.

Why Providence Insurance Agency?

• Strong online presence and web tools for our clients
• Flexible payment methods and plans
• Claims handled quickly and efficiently
• Free needs analysis
• Service with a smile
• Absolute Integrity

Providence Insurance Agency is a full-service insurance agency providing Commercial Insurance and Personal Insurance services in Virginia. Located in Bedford, VA we service residents of Bedford, Forest, Moneta, Huddleston, Montvale, Goodview, Big Island, Thaxton, Villamont, Coleman Falls, Goode, and Lowyry, Virginia. Call, request a quote by email, or visit us at our office today for a free, no obligation risk assessment and Virginia Commercial Insurance quote.  Let us do the research and find the best value for the Virginia Business Liability Insurance you need.

Insurance for Different Business Types

On the right sidebar of this page, we have include links to a number of business insurance resources.  Click on any of the different business types to learn more about the insurance coverages for that type of business. Please call one of our commercial insurance agents at Providence Insurance Agency for any assistance.

About Jessica Burns

From the beginning of her career, Jessica has believed that working with and maintaining the utmost level of professionalism is critical in representing her clients’ best interests. Her strong resolve to steer clients in the right direction and paying close attention to their needs has allowed Jessica to continue developing and implementing plans that meet their immediate and long-term concerns.

She understands that her role expands beyond being an agent, prompting her to take a personal approach to best serve her clients’ needs. Over the years, she has represented and worked with individuals, families, entrepreneurs, and small businesses, all of which attest to Jessica’s prowess as an insurance agent.

Leveraging her expertise in auto, home, life, and commercial insurance, she skillfully guides her clients to their financial goals. Jessica uses her foresight, intuition, and experience to address their needs and tailor personalized insurance plants. Her avidity, persuasive skills, and knack for anticipating client expectations have been pivotal in sustaining long-term relationships with these clients.

After spending 7 years representing clients for other firms, Jessica channeled her entrepreneurial inclinations, a strong passion for the insurance industry, and a penchant for assisting people to secure their future to lay the foundations of her own firm.

Providence Insurance Agency, Inc. upholds the values Jessica has been practicing since initiating her career in this field. It preserves her people-centric ideals, dedication, compassion, and honesty to continue evolving and providing clients with outstanding services.

When she’s not busy growing her firm or resolving a client’s query, Jessica likes to spend her time outdoors with her family, walking, biking or relaxing on a boat on Smith Mountain Lake. Married for over 21 years, she and her husband have three daughters and three grandchildren.