Personal Umbrella Insurance

A Personal Umbrella Insurance policy protects you in a claim when your auto or other personal policy liability limits are exhausted, and you are faced with a lawsuit and potentially millions of dollars in liability exposure.

A million dollars can add up easily, particularly if the injured person suffers injuries that keep him or her from working for weeks, months, or years. The victim of an accident could sue you for medical bills, lost income, even pain and suffering, not to mention damage to their vehicle, and cost for an attorney.  Depending on the extent of the damage and injury, after your personal policy liability limits are exhausted, you are responsible for paying the rest, if you are at fault in an accident, and that could mean financial disaster.

Providence Insurance Agency can provide the Personal Umbrella Insurance to Protect You and Your Family.

We can provide $1 million or more of Personal Umbrella Insurance protection on top of your personal policy liability coverages–and it is not that expensive.  You can usually buy a personal umbrella insurance policy with $1 million limits for $150 to $300 a year. If you need more than $1 million limits, you can buy each extra $1 million of coverage for $100 to $150.

Why Providence Insurance Agency?

• Strong online presence and web tools for our clients
• Flexible payment methods and plans
• Claims handled quickly and efficiently
• Free needs analysis
• Service with a smile
• Absolute Integrity

Providence Insurance Agency is a full-service insurance agency providing Commercial Insurance and Personal Insurance services in Virginia. Located in Bedford, VA we service residents of Bedford, Forest, Moneta, Huddleston, Montvale, Goodview, Big Island, Thaxton, Villamont, Coleman Falls, Goode, and Lowry, Virginia. Call, request a quote by email, or visit us at our office today for a free, no obligation risk assessment and Umbrella Insurance quote.  Let us do the research and find the best value for the Virginia Umbrella Insurance you need.

 Personal Insurance Coverage for Different Needs

On the right sidebar of this page, you will find links to a number of personal insurance resources.  Click on any of the different personal insurance coverage categories to learn more about specific insurance issues and coverages.   Please call one of our insurance agents at Providence Insurance Agency for any assistance.

About Jessica Burns

From the beginning of her career, Jessica has believed that working with and maintaining the utmost level of professionalism is critical in representing her clients’ best interests. Her strong resolve to steer clients in the right direction and paying close attention to their needs has allowed Jessica to continue developing and implementing plans that meet their immediate and long-term concerns.

She understands that her role expands beyond being an agent, prompting her to take a personal approach to best serve her clients’ needs. Over the years, she has represented and worked with individuals, families, entrepreneurs, and small businesses, all of which attest to Jessica’s prowess as an insurance agent.

Leveraging her expertise in auto, home, life, and commercial insurance, she skillfully guides her clients to their financial goals. Jessica uses her foresight, intuition, and experience to address their needs and tailor personalized insurance plants. Her avidity, persuasive skills, and knack for anticipating client expectations have been pivotal in sustaining long-term relationships with these clients.

After spending 7 years representing clients for other firms, Jessica channeled her entrepreneurial inclinations, a strong passion for the insurance industry, and a penchant for assisting people to secure their future to lay the foundations of her own firm.

Providence Insurance Agency, Inc. upholds the values Jessica has been practicing since initiating her career in this field. It preserves her people-centric ideals, dedication, compassion, and honesty to continue evolving and providing clients with outstanding services.

When she’s not busy growing her firm or resolving a client’s query, Jessica likes to spend her time outdoors with her family, walking, biking or relaxing on a boat on Smith Mountain Lake. Married for over 21 years, she and her husband have three daughters and three grandchildren.